Calculator Use. Calculate the future value return for a present value lump sum investment, or a one time investment, based on a constant interest rate per period and compounding. To include an annuity use a comprehensive future value calculation. Period The Present Value of Lump Sum Calculator helps you calculate the present value of lump sum based on a fixed interest rate per period. Lump Sum A lump sum is a complete payment consisting of a single sum of money, as opposed to a series of payments made over time (such as an annuity). In that case you would need to use a calculator that combines future value of lump sum calculations with a future value of an annuity factor. This type of calculator is sometimes referred to either as an annuity payment calculator, or a savings goal calculator. Use this calculator to determine the present value of a future lump sum. [Skip to Content] Financial Calculators from Dinkytown.net. Updated for 2020 and the SECURE ACT. Work, save and email your results! Menu. Lump Sum Present Value Calculator. Use this calculator to determine the present value of a known future value.
The time value of money is the greater benefit of receiving money now rather than an identical Present value: The current worth of a future sum of money or stream of cash flows, given a specified rate of return. Future The solutions may be found using (in most cases) the formulas, a financial calculator or a spreadsheet. This calculator will compute the present value of an amount of money to be received wherein periodic payments are made, rather than lump sum distributions. xls. The first worksheet contains the template to calculate the Future Value of a Lump Sum. Simply key in the Present Value, Rate of Interest and Period to calculate
This calculator will calculate the present value of an annuity starting with either a future lump sum, or with a future payment amount. Plus, the calculator will calculate present value for either an ordinary annuity, or an annuity due, and display a year-by-year chart so you can see the how the balance will decline to zero over the course of the entered number of years. The present value of a single amount allows us to determine what the value of a lump sum to be received in the future is worth to us today. It is worth more than today due to the power of compound interest. The Future Value of a Lump Sum Calculator helps you calculate the future value of a lump sum based on a fixed interest rate per period. Lump Sum A lump sum is a complete payment consisting of a single sum of money, as opposed to a series of payments made over time (such as an annuity). This calculator will allow you to see both the future value and interest earnings on a one time investment over a given period of years. As you'll see, even a small amount of money invested well today will lead to a substantial amount in the future. Lump Sum Future Value Calculator Use this calculator to determine the future value of an investment. Amount of your initial deposit, or account balance, as of the present value date. Start date. This is the starting date for your future value calculation. The initial deposit will be made on this date. How to Figure Out the Present Value of a Future Sum of Money. The idea behind "present value" is that money you receive today is worth more than the same amount of money if you were to receive it in the future. For example, if you receive $5,000 now in one lump sum, it has more value than receiving $1,000 a year for the next 5 years. Start date This is the starting date for your future value calculation. The initial deposit will be made on this date. If you have an existing account or investment, the amount you enter into the "initial deposit" should be the value of that account or investment on the start date.
xls. The first worksheet contains the template to calculate the Future Value of a Lump Sum. Simply key in the Present Value, Rate of Interest and Period to calculate
Lump Sum Future Value Calculator Use this calculator to determine the future value of an investment. Amount of your initial deposit, or account balance, as of the present value date. Start date. This is the starting date for your future value calculation. The initial deposit will be made on this date.